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Rent To Own Option

At Pathway Housing, we believe that everyone deserves the opportunity to achieve the dream of homeownership. While our program is especially helpful for immigrants seeking stability and opportunity in a new country, it’s designed to benefit anyone who aspires to own their own home. Our Rent-to-Own program makes this dream accessible, offering a straightforward, supportive, and affordable path to homeownership.

 

How Does Rent-to-Own Work?

Our Rent-to-Own program allows you to live in your future home today while working toward ownership. Here's how it works:

  1. Start with Renting: Choose your home and sign a rental agreement. You’ll pay monthly rent like a traditional tenant, but a portion of your rent will go toward your future purchase.

  2. Exclusive Purchase Option: During your rental term, you’ll have the exclusive right to buy the property. This means no competition, no stress, and the peace of mind knowing your efforts are building toward ownership.

  3. Affordable Payments: We set terms that make homeownership attainable. With manageable monthly rent and no surprise fees, you can focus on saving and preparing for your purchase. A 10% down payment on purchase price is required.

  4. Shared Maintenance Responsibility: As part of preparing you for homeownership, you’ll be responsible for the first $500 per repair item for the property, including but not limited to the roof, HVAC system, hot water heater, basement, structure, and appliances. This approach helps you build the experience of maintaining your home while keeping costs manageable.

  5. Flexible Terms: Pathway Housing understands the challenges of securing home loans. Our program offers flexibility and personalized support every step of the way.

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Why Choose Pathway Housing?

  • Empowering Opportunities: We specialize in helping individuals and families, including immigrants, build roots through homeownership.

  • Transparent Terms: Our contracts are simple, fair, and easy to understand. No hidden costs, just clear steps toward owning your home.

  • Community-Centered: We focus on creating neighborhoods filled with opportunity, diversity, and growth.

  • Support and Guidance: Our dedicated team helps you navigate the process, from selecting your home to finalizing your purchase.

 

Begin Your Journey Today

Pathway Housing is more than just a program—it’s a bridge to your future. Contact us to learn more about how Rent-to-Own can work for you and your family. Let’s take the first step toward building your dreams together.

Jeremiah 29:5-7

“Build houses and settle down; plant gardens and eat what they produce. Marry and have sons and daughters; find wives for your sons and give your daughters in marriage, so that they too may have sons and daughters. Increase in number there; do not decrease.

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© 2025 by Impactful Housing

815 Ulrich Ave

Louisville, KY 40219

leah@lreillc.com

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